Help With The Gap Fund
Providing Emergency Support For Those Who Need It Most
For many NMCAA foreclosure, homeless and budget clients the difference between financial independence and homelessness can be solved by less than $250. NMCAA offers dozens of programs to help with this exact situation, however, there are times when we need to offer help that is not covered by our programming.
Through the Emergency Gap fund, NMCAA provides specific help to those in need in order to avoid dire circumstances. Whether it's an elderly couple in their 80s who fell behind on medical expenses and needed $200 in order to help them avoid tax foreclosure or a single mother who received $188 to keep the lights on, this fund provides critical support to those who need it most.
This holiday season we are asking for your donation to continue providing help to families in need through our Gap Fund to become self-sufficient.
Interested in some other ways the Gap Fund helps? Check out some of the successes we had last year.
- Jake and his wife Marge faced a dilemma, whether to get Marge the needed medication for her diabetes or to pay their heat bill. They chose her medication. Soon thereafter Jake and Marge came to Northwest Michigan Community Action Agency (NMCAA) requesting the needed assistance to alleviate their heating emergency. Through its Emergency Gap Fund, NMCAA was able to keep Jake and Marge’s heat on.
- A couple received assistance with car repairs so that they could continue working ($211.51). This couple also worked with an NMCAA Housing/Budget Coach to avoid foreclosure with their mortgage servicer.
- An elderly widow was assisted in purchasing wood pellets to heat her home ($190.80). She has also attended an NMCAA ‘Developing a Spending Plan’ workshop.
- A single woman in her 50s was assisted in purchasing propane to heat her home ($200.00). She previously had been through a foreclosure and bankruptcy and is currently working with an NMCAA Housing/Budget coach to create a sustainable budget and improve her credit.
- A couple in their 60s received assistance to avoid an electric shut off ($200.00). They also attended an NMCAA ‘Developing a Spending Plan’ workshop.
- A recently separated, single mother of one received assistance in purchasing wood pellets to heat her home ($109.00).
- A couple in their 60’s received assistance to purchase firewood ($200.00). They also attended an NMCAA ‘Developing a Spending Plan’ workshop.
- A man in his 60’s received assistance to purchase propane to heat his home ($200.00). He also attended Pre-Bankruptcy Counseling with an NMCAA Housing/Budget Coach